Baccarat - RTG Casino


The game of Baccarat (pronounced ba ka rah) has a good deal of glamour and sophistication attached to it. While the glamour is attributed to a certain James Bond favouring it when at the casino, the game itself is quite simple and offers tremendous value if played properly. Baccarat is extremely popular in the Far East where players prefer to place larger wagers with shorter odds rather than Western preferences for smaller bets with bigger payouts.

Our online casino guide gives you the heads up on this casino card game and offers some plain talking advice on how to play Baccarat, enjoy it and hopefully win.

The objective of the game is to successfully predict which hand – the banker’s or the player’s – will get closest to the value of 9, or if the game will end in a tie. Please note, while the hands are referred to the “banker’s” and the “player’s”, you can bet on either (or indeed the tie).

In terms of valuing the hands, there is a simple rule. All ten-value cards (that’s tens and picture cards), count as zero and all other cards are valued at face, i.e. an ace is worth 1, a two is worth 2, etc.

  • Banker’s Hand pays Evens (less a 5% commission)
  • Player’s Hand pays Evens
  • Tie pays 8-1

The game does get a little more complex as the cards are dealt and values are allotted and the matter of a third card being dealt is decided. The player’s hand receives a third card if the first 2 cards total less than 6 and the banker’s hand receives a third card if the first 2 cards are less than three. Dependent on the player’s hand value after two cards, the banker may also be receive a third card – please check your online casino’s rules for details.

Rough Guide Tips:

  • Betting on the banker’s hand is subject to a 5% commission being deducted if it’s a winner, so we think avoid it.
  • Play the Player’s hand and halve stakes on the tie occasionally for a bit of fun

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